http://rdf.ncbi.nlm.nih.gov/pubchem/patent/WO-2012092450-A2
Outgoing Links
Predicate | Object |
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assignee | http://rdf.ncbi.nlm.nih.gov/pubchem/patentassignee/MD5_f9fbfbee6491da3a641b8f21ac3da52c http://rdf.ncbi.nlm.nih.gov/pubchem/patentassignee/MD5_f7ef960b0889f11bab9a3f05094e11ab http://rdf.ncbi.nlm.nih.gov/pubchem/patentassignee/MD5_ecfd4ce346f4597a969abab215206ba6 |
classificationCPCInventive | http://rdf.ncbi.nlm.nih.gov/pubchem/patentcpc/G06Q20-3223 http://rdf.ncbi.nlm.nih.gov/pubchem/patentcpc/G06Q20-40 |
classificationIPCInventive | http://rdf.ncbi.nlm.nih.gov/pubchem/patentipc/G06Q20-00 |
filingDate | 2011-12-29-04:00^^<http://www.w3.org/2001/XMLSchema#date> |
inventor | http://rdf.ncbi.nlm.nih.gov/pubchem/patentinventor/MD5_1598361532cd6c9c6a6054706d618020 http://rdf.ncbi.nlm.nih.gov/pubchem/patentinventor/MD5_ee322675b9aea5654f397ebfa27da9cb |
publicationDate | 2012-07-05-04:00^^<http://www.w3.org/2001/XMLSchema#date> |
publicationNumber | WO-2012092450-A2 |
titleOfInvention | Local management of payment transactions |
abstract | It is determined whether a payment device has come into association with a special spending environment. If so, an authorization and guarantee for a predetermined amount o f funds to cover multiple transactions within the special spending environment is requested from an issuer of the payment device. If successful, a balance, based on the predetermined amount of funds, is established on a local authorization platform that is associated with the special spending environment and that is separate from the issuer of the payment device. A series of purchases with the payment device, within the special spending environment, is tracked. For each given purchase of the series of purchases, the balance is adjusted to reflect the value of the given purchase. At some point, it is determined that the series of purchases is ended. An additional step includes, subsequent to determining that the series of purchases is ended, communicating with the issuer to request payment as to only that portion of the predetermined amount of funds actually spent in the series of purchases. A further step includes facilitating an immediate release of the guarantee as to that portion of the predetermined amount of funds not actually spent in the series of purchases. The immediate release is subsequent to determining that the series of purchases is ended. A special callback command to summon back funds is also contemplated. |
priorityDate | 2010-12-31-04:00^^<http://www.w3.org/2001/XMLSchema#date> |
type | http://data.epo.org/linked-data/def/patent/Publication |
Incoming Links
Total number of triples: 30.