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filingDate 2015-10-28-04:00^^<http://www.w3.org/2001/XMLSchema#date>
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publicationDate 2016-02-18-04:00^^<http://www.w3.org/2001/XMLSchema#date>
publicationNumber US-2016048925-A1
titleOfInvention Method of determining structural damage using positive and negative tree proximity factors
abstract Described are computer-implemented methods for determining damage to one or more structures by trees or by one or more weather effects. The method may comprise calculating a Tree Proximity Score for one or more sets of geospatial coordinates from weather-related damage data and tree characteristic information using a computer processor. The tree characteristic information may be from a geographic area encompassing each of the sets of geospatial coordinates, and the sets of geospatial coordinates may comprise geographic locations of a plurality of structures. The tree characteristic information may comprise one or more categories based on the presence of tall or medium-height trees within one or more parcels surrounding the sets of geospatial coordinates. Uses for the Tree Proximity Score may be in the insurance industry in insurance policy implementation and underwriting or in the home-buying process as a factor for quantifying whether a particular property is safe.
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