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filingDate 2015-05-08-04:00^^<http://www.w3.org/2001/XMLSchema#date>
inventor http://rdf.ncbi.nlm.nih.gov/pubchem/patentinventor/MD5_0c6c40924d7918df47076962fb2a5526
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publicationDate 2015-11-19-04:00^^<http://www.w3.org/2001/XMLSchema#date>
publicationNumber US-2015332228-A1
titleOfInvention Apparatus, method, and computer program product for settlement to a merchant's card account using an on-line bill payment platform
abstract Registration information is obtained for a plurality of businesses, including the business name and a payment card account number for a payment card account in which the given business can receive payments from customers via a special payment transaction over a payment card network. An electronic bill payment system instruction including at least an amount and a unique biller identifier is obtained. A biller directory, including the registration information and the unique biller identifiers, is accessed based on the unique biller identifiers in the instruction, to retrieve the payment card account number. A payment is initiated to the business via the special payment transaction over the payment card network, based on the retrieved payment card account number.
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http://rdf.ncbi.nlm.nih.gov/pubchem/patent/US-2023140813-A1
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