| abstract |
The ACCOUNT NUMBER BASED BILL PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Bill-Pay”) transforms user key-entered billing and account inputs and/or barcode reading inputs via Bill-Pay components into bill payment outputs. In one embodiment, a method is disclosed, comprising: receiving a bill payment transaction request from a bill payment third party agent via a bill payment vehicle; obtaining bill information and payer identifying information; verifying the obtained bill information including a payment amount; retrieving payer account information based on the obtained payer identifying information; and transferring an approved amount to a biller's account from the payer account. |