abstract |
A method of authorizing a secure electronic payment from a payer to a payee. At a digital identity system, an electronic message is received, which comprises a payer credential and identifies a payee system, and a digital identity associated with the payer credential is accessed, the digital identity comprising: 1) at least one identity attribute or data for deriving at least one identity attribute, and 2) a payment token or data for obtaining a payment token, the payment token for effecting an electronic payment from the payer to a recipient of the payment token. At least one electronic message is transmitted from the digital identity system to the payee system to render the identity attribute and the payment token available to the payee system, for determining, based on the identity attribute rendered available to the payee device, whether to use the available payment token to effect the electronic payment. |