| abstract |
(57) [Summary] (Modified) [Purpose] To provide a complete electronic currency system using electronic money that can be exchanged for ordinary cash and is generally accepted. A computer-controlled accounting system provided in connection with the issuing bank and an available credit limit in a subscriber's loan account in the accounting system which generates an electronic credit authorization and is provided in connection with the issuing bank. And a money generating module that allows the electronic credit authorization to be reduced by a value associated with the issued electronic credit authorization and can transfer the electronic credit authorization to other transaction modules in an offline transaction An electronic currency system comprising a trading module capable of doing so. Each of the electronic credit authorizations is a module representing the subscriber's loan account identification tag, the initial money value generated by the money generation module, the transferred money value, and the module receiving the electronic credit authorization. And an identification tag. |